What happens to an EPF account that remains dormant for 36 months?

When an EPF (Employees' Provident Fund) account has not received any contributions for a continuous period of 36 months, it is classified as inoperative. This means that while the account will still accrue interest, it will no longer be allowed to accept additional contributions or withdrawals. The account holder can reactivate the account by making a contribution or withdrawal. Understanding the classification of an inoperative account is important for members to keep track of their EPF status and ensure that they take necessary actions to reconsolidate their funds if needed.

In this scenario, the other options do not accurately reflect the protocol for dormant EPF accounts. Indefinite interest accrual does occur, but the key change is the transition to inoperative status rather than the account continuing as active. Similarly, the account is not closed automatically or transferred unless specific action is taken by the account holder. Thus, recognizing the transition to inoperative status after inactivity is crucial for effective EPF account management.