What type of insurance protects a vehicle against losses other than collisions, such as theft or vandalism?

Comprehensive insurance is specifically designed to cover a wide range of potential risks to a vehicle, excluding collisions. This type of insurance provides coverage for damages or losses that occur from events such as theft, vandalism, fire, natural disasters, and other non-collision incidents. By protecting against these various risks, comprehensive insurance ensures that the policyholder is financially safeguarded against unexpected and potentially costly events that can affect their vehicle.

In contrast, liability insurance focuses solely on covering damages caused by the policyholder to other people or their property, without providing any coverage for the insured vehicle itself. Collision insurance, on the other hand, specifically covers damage to the insured vehicle resulting from collisions with other vehicles or objects. Lastly, minimal coverage insurance refers to the lowest level of coverage required by law, which generally includes only liability coverage without the broader protections offered by comprehensive insurance. Thus, if a vehicle owner wants to secure their vehicle against non-collision-related losses, comprehensive insurance is the appropriate choice.